About Four Leaf Cover
Four Leaf Cover is a family-run protection specialist firm offering advice on Personal & Business protection such as Life Insurance, Income Protection, Private Medical Cover, Critical Illness Cover .
It’s our mission to give you the best advice in setting up your plan to make sure your financial responsibilities are taken care of if the worst were to happen.
“Getting life insurance and income protection is a necessary financial amour against the unforeseen.
It’s better to be 10 years too early than 10 minutes too late!
I suffer from a genetic health condition, which has impacted the choices and cost of cover. I understand the pressures that people with pre-existing medical conditions face when trying to find Life insurance and Income protection. I can help find suitable cover.”
~Alando Townsend-Barnett, Founder
Alando's Story
“It’s estimated that one child in every classroom will lose a parent before the age of 18.
I was that one child in the classroom!
As difficult as it is writing this, at the age of six, I lost my mother to liver tumour (cancer). She passed in her twenties and left myself, my brother, and sister behind (ages 6,2,1).
Due to financial circumstances, we ended up being separated.
Now, money could never replace our mum!
However, Life insurance would have provided sufficient funds to keep the family together and provided a solid foundation to grow and nurture us in the best way possible.
How can life insurance help?
Kids aren’t always naïve, I was aware of the financial stress it caused our family to find the funds to bury our mother. Life insurance would have eased the pressure of the entire family.
Therapy
I’ve been asked,
“does your mum’s death still affect you?”
Death of a parent always find a new way to affect you.
Words can’t explain the void of the missing unconditional love and support of a parent, only experience can.
In retrospect, there was a need for ongoing bereavement therapy. There was a constant reminder of what’s missing when you see other parents actively shaping their children’s future.
Therapy throughout the years would have been the most beneficial factor that the life insurance could have funded.
It’s a priority to get your child’s mind straight so they can achieve what the want in life, rather than dealing with their trauma in an unhealthy way.
Living Cost
The average cost of raising a child until 18 is just under £200,000 accord to the child poverty action group. Life insurance is an inexpensive way of making sure there is food on the table and shelter over your children’s head should you pass away unexpectedly.
Every parent is aware when your eyes shut, your responsibilities don’t stop!
It’s important to put the right provisions in place for the unforeseen.
Why Choose Four Leaf Cover?
Four Leaf Cover offers you the best protection policies from the UK’s Top Insurers.
It’s in the insurer’s interest to keep you alive and well, so they offer additional free and discounted services to you and your family.
We help you make the most of these!
Tailored advice with integrity
Whilst alive, take advantage of the following benefits:
discounts/ cashback on selected stores, Free 24/7 GP access, physiotherapy, second medical opinions, Mental health helpline, fracture cover, annual health checks, private diagnostics, nutritional support, fitness program, bereavement support, cinema tickets, Apple Watch, Amazon prime (the list goes on).
Family focused
Understanding your needs is our first priority for a bespoke solution.
Protecting you and your family’s future by finding the right products best suited to your circumstances with impartiality.
Discounted Cover
