Privacy Policy
About us
Four Leaf Cover Limited. is a life protection specialist directly authorised by the Financial Conduct Authority (FCA number 939387). Four Leaf Cover Limited. is dedicated to protecting your privacy in accordance with General Data Protection Regulation (GDPR) & ICO rules. Our Privacy Policy below explains how we will collect, manage and protect your data.
The information we collect
To provide you with our services we collect your information when you: register for quotes, take out policies, contact us, sign up for our newsletter, subscribe to our social media accounts, respond to our surveys or marketing communication, surf the website and/or use certain other site features. We operate within the United Kingdom however at times we may process your information in other countries which includes outside the European Economic Area. We have leading security measures in place to safeguard your personal data.
We may collect the following information:
- Name, date of birth, gender, marital status, smoker status and height & weight
- Address, phone number(s) and email address.
- Details of your spouse or partner, a joint applicant, dependants, beneficiaries and/or trustees.
- Income, expenditure, Savings, outstanding debts and bank details.
- Employment details, salary, place(s) of work, type of work undertaken, sick pay.
- Health information (current & historical).
- Your immediate family history of medical conditions. (parents & siblings).
- High risk activities. (bungee jumping, skydiving, rock climbing etc).
- Lifestyle activities. (smoking habits, drug & alcohol use etc).
- Travel history.
- Criminal convictions.
Your information can only be accessed by consultants within our firm and our partners we work with to provide you with our services. We use this information to understand your current circumstance so that we can advise you on which products are suitable and give you an explanation on why we think it’s suitable for you. You’re not obligated to provide us with this information however this may restrict the level of service we are able to provide.
Managing your data, (how we use your data)
We must record and store your information both for a minimum period of 6 years or 6 years after the policy’s end date. We use your information to:
- Give advice & provide you with a quotation and apply for a policy.
- Communicate with Our administrators, insurance & reinsurers providers in order to administer your products and services.
- take you through required security.
- prevent, detection and investigation of financial crime, including fraud;
- Statistical and analytical research.
- Where necessary, to comply with legal and regulatory obligations.
- build and understand our demographic.
- Use third party and / or partner(s) services to allow us facilitate our services.
- Update you on products and services we feel may be of interest to you.
Cookies
Your information may be collected using tracking technology from third party sources & cookies, please see our ‘’cookie Policy’’. You can turn off your cookies via your web browser however there are some cookies that’s required in order for our website to function. We do not take responsibility for any privacy policy on any other websites, this includes access to other websites from links on our page.
The type of information that can be tracked are:
- The date & time, pages viewed or searched relating to your browsing activity.
- IP Address, device type & unique device identification numbers.
- Google Analytics.
Accessing your information
- You have the right to request your personal information we hold about you through a Data subject access request (DSAR).
- In accordance with data protection law you have the right to restrict, rectify and or delete your personal information we hold on you within reason.
- You have the right to opt out of the use of your personal information for marketing purposes.
Changes to Privacy Policy
Where necessary we review and update our privacy policy to make sure we are up to date with legal requirements. Notification will be sent to you should there be any changes to our privacy policy.
How to complain
You have the right to complain if you’re dissatisfied with how we use, manage and protect your personal information by contacting us using the information below. If there are further concerns you have the right to raise it with the information commission office (ICO) www.ICO.org.uk.
Contact information
Four Leaf Cover Limited
43 Berkeley Square,
London,
W1J 5AP
T: 0330 3202108